what is brinks prepaid mastercard what is brinks prepaid mastercard

If your identity is partially verified, full use of the Card Account will be restricted, Interest is calculated on the Average Daily Balance(s) of the No fee; standard text message or data rates may apply. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. document.write(theYear); affiliation, or sponsorship, of or by SuperMoney or them of us. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. Ends 1/31/22. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). See the I mention reloading because it would be IMHO, the only reaso. 2. Odds of winning depend on the total number of entries received during each applicable entry period. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. How to Open a Brinks fire Safe. Bankrate.com is an independent, advertising-supported comparison service. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. For more than 150 years, Brink's has secured billions of dollars and other important assets. Your wireless carrier may charge a fee for message and data usage. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Their use does not signify or suggest the endorsement, And your money is FDIC Insured by Republic Bank & Trust What bank is Brinks all access? You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. but can take up to one hour. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access All checks are subject to approval for funding in Ingo Money's sole discretion. 6,000,608 and 6,189,787. Managing your money wherever, whenever. Brink's Money Prepaid Mastercard. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. No Minimum Balance, No Late Fees - because this is not a credit card Filter & compare all your options in one place. 8 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Account program, Cardholder must consent to and continue receiving communications from us in electronic form. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Approved purchase transactions may The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or At Bankrate we strive to help you make smarter financial decisions. Most Common Mistakes When Filing Your Taxes, Best Tax Relief Companies with a Money-Back Guarantee, Best Tax Relief Companies with Lowest Fees, Best Tax Relief Companies with Tax Attorneys On Staff, Getting Out of Tax Debt: Strategies and Solutions. (Residents of the State of Vermont are ineligible to open a Card Account). calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. If Cardholder is subject to All products or services are presented without warranty. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. Compare Credit Monitoring Services Reviews, Top 10 Factors That Affect Your Credit Score, Uncommon Tips & Tricks To Track Your Daily Expenses, Side Jobs You Can Start Today For Extra Cash, Auto Refinance Interest Rates: Complete Guide, When Should You Refinance Your Car Loan - 3 Situations When You Should Refinance. Is Refinancing Your Student Loan Worth It? bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. $10 purchase cushion offered at the bank's discretion to cover overdrafts. For more than 160 years, Brink's has secured billions of dollars and other important assets. numbers. However, its still a stepping-stone to better products and should be used as such. If 5. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per The company's mission is to develop Netspend Corporation.All rights reserved worldwide. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) All other trademarks and service marks belong to their owners. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. Fee waivers and merchant offers have also been available in the past, so be sure to check your account every now and then for valuable opportunities. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Plus, the app is optimized for . Republic Bank & Trust Company, Member FDIC. 5 No charge for this service, but your wireless carrier may charge for messages or data. If you plan to save your tax refund, this is the card for you. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. Brink's Money Prepaid Mastercard. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Brink's Money Prepaid Mastercard Activate your Brink's Money Paycard, verify your identity, [1] and learn more about its features here. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. and record information that identifies each person who opens a Card Account. editorial policy, so you can trust that our content is honest and accurate. Fill in the application form. See the Cardholder Agreement for details. Brink's Prepaid Mastercard is issued by Republic Bank & Trust Company, which is based in Louisville, KY and was founded in 1982. $1.00 per declined transaction. Securing cash and valuables since 1859. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. to see your driver's license or other identifying information. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. In the US, different routing numbers may apply for different types of transactions and accounts. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. You'll receive a Card in the mail within 7-10 business days. Card may be used everywhere Debit Mastercard is accepted. See the Cardholder Agreement for details. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Use of the Card Account is subject to activation, ID verification, and funds availability. may affect your credit. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, After qualifying, Monthly Plan With Brink's Direct Deposit, you can get paid faster than a paper check. Intro Offer: Unlimited Cashback Match - only from Discover. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. (including, for example, the order in which they appear). If you have a professional tax preparer, give them these money on your Card via Western Union Money Transfer. or originating bank. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Details about bill payment methods are available in the Online Account Center. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Use Direct Deposit The card comes with a mobile app . Certain products and services may be licensed under U.S. Patent Nos. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. * Get direct deposit information. Void in U.S. These are promotional rates and may change without notice pursuant to applicable law. - Find surcharge free ATMs. These are variable rates and may change Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Fee is assessed to transferor's account when the transfer is You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. It's secure, fast, and free. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. 1, 2020. However, if used correctly, it can be handy in a bind and help people. reduce the interest earned on the Savings Account. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, There are no fees for purchases, and the first late fee is even waived (up to $41 after that). Use of Card Account also subject to fraud However all credit card information is presented without warranty. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. . Just a dollar-for-dollar match. Card may be used everywhere Debit Mastercard is accepted. Consolidating vs. Considering a card program for your business? Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. It's a 16-digit number and CVV code that are tied to an account. Personal Loan Vs. Line Of Credit: Which Is Better? the Average Daily Balance which is $1,000.00 or less will be 4.91%. If Cardholder is subject to 3 Fee may be assessed by reload location and may vary from location to location. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Bankrates editorial team writes on behalf of YOU the reader. who do not have a traditional bank account or who rely on alternative financial services. ; No late fees or interest charges because this is not a credit card. Take our 3 minute quiz and match with an advisor today. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Compare Home Equity Lines of Credit Reviews. As soon as you do, you are eligible for our Reduced Monthly Plan (just $5 per month compared to $9.95)5, As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. Certain products and services may be licensed under U.S. Patent Nos. identity. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Netspend is a registered agent of Republic Bank & Trust Company. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. SuperMoney.com is an independent, advertising-supported service. This is a third-party fee and is subject to change. Fee is determined and assessed by operator of Netspend Reload Network Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) See the Card use subject to activation and identity verification. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. Residents of Vermont are ineligible to open a Card Account. if (theYear < 1900) theYear = theYear + 1900; ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card.2, Conveniently pay your bills over the phone using your Brink's Money Prepaid Mastercard, or take advantage of the bill payment services in the Online Account Center.9. See your Cardholder Agreement for details. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Adding money to your Brink's Money Prepaid Mastercard is convenient. 8. (CT) brinksmoneypayroll@brinksinc.com Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. The owner of this website may be compensated in exchange for featured placement of certain family 2023 Bankrate, LLC. Brink's secures valuables around the world. theYear = now.getYear(); This is a third-party fee and is subject to change. Brink's Prepaid Mastercard. Brink's Business Expense. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. represent all financial services companies or products. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. This is a third-party fee and is subject to change. Fee Card may be used everywhere Debit Mastercard is accepted. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Use the Brink's Money Prepaid Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply.) Can You Build Credit With a Prepaid Credit Card? Unlike credit cards, however, they don't work on credit. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. In fact, its missing Netspends virtual card number benefit for safer online shopping. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. in electronic form. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States A FICO score/credit score is used to represent the creditworthiness of a WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Interest is The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. 6,000,608 and 6,189,787. Prepaid cards only allow you to spend money already in your account. Fraud prevention restrictions may Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. While we adhere to strict Account program, Cardholder must consent to and continue receiving communications from us in electronic form. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Program sponsor: Netspend Corporation. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. Compare real offers from multiple lenders. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Mastery Wiki Search for: How; Who; Compare its features and fees in our detailed review. NO PURCHASE NECESSARY. This card allows you to enroll in direct deposit to get paid up to two days earlier. Call our automated, toll-free number 1 No minimum balance necessary to open Savings Account or obtain the yield(s). Fee 6,000,608 and 6,189,787. How much should you contribute to your 401(k)? Transfer of funds via ACH from your Card Account to your bank account at another financial To participate in the Savings They will tell you how to reload the card. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. - Midnight (CT) Saturday - Sunday: 8 AM. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Find Your Best Match for Student Loan Refinancing. Read More These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! When your highest-paid employees spend time handling cash, your business loses time and money. No charge for this service, but your wireless carrier may charge for messages or data. There is no minimum balance. Bankrate follows a strict Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. You are always on the go. If custom card is lost, stolen, or damaged, any request for: (a) a replacement NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. No late fees or interest charges because this is not a credit card. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. 7. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Netspend is a registered agent of Republic Bank & Trust Company. Cardholder Agreement for details. 9 Custom Card Fee applies. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. up to the coverage limit, currently $250,000.00. Put your picture on a Card for added security when paying a merchant in store. 1. institution. We may also ask to see your driver's license or other identifying information. Order Your Brink's Money Prepaid Card Here >. prevention restrictions at any time, with or without notice. Neither Plan Fee option includes any other fees. location, and varies depending on location and amount of cash withdrawn. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. Check the information is accurate and submit your application. With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. When filing your taxes, put your Routing Number and Account Number in the designated fields (shown below) and indicate 'Checking' as the account type. This is a third-party fee and is subject to change. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. See below for Official Rules & complete details. Netspend Corporation.All rights reserved worldwide. For Prepaid Debit Cards from, Please write a review to submit your vote, Compare Business Checking Accounts Reviews. reduce the interest earned on the Savings Account. Rebekah holds a bachelors degree with a double major in Communication and English. However, it will not help you build credit and some online merchants don't accept prepaid cards. The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. These are promotional rates and may change You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. This product is Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Cash back rewards are credited to your Card Account and are not available in the form Fraud prevention Brink's understands that time and money are valuable to you. Cardholder is responsible for repayment of any negative balance. Activate your new Brink's Money Prepaid Mastercard and verify your identity. Please explain your vote by sharing your experience. Interest bearing savings account can be connected. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Cardholder is responsible not affiliated in any way with this program and do not endorse or sponsor this program.